Independent advertising directory
Rural Lenders for Texas counties
USDA RD Active Lender directory · 194 listings · Texas focus with 254 county guides
USDA list last updated · HMDA reference year 2023
Rural lenders help shoppers explore rural purchase financing, including USDA Guaranteed (SFHGLP) Active Lenders. Browse the public USDA Active Lender registry alongside Market Volume Insights from recently published federal mortgage registry data for all 254 Texas counties. Explore $0 down USDA Guaranteed options for qualified borrowers. Browse without sharing personal info. Private lookup. No contact forms.
Metro-fringe county guides: Grayson · Kaufman · Ellis · Montgomery · Hays · Comal · Parker · Bastrop
Learn: USDA rural housing lenders · Find a USDA lender in Texas · Rural vs conventional
AI Matchmaker
Private lookup across directory lenders by Texas county. Paid sponsors are labeled when present. Entirely data-blind: no names, emails, phones, or SSNs.
Private lookup
Browse lenders without sharing personal info.
$0 down themes
USDA Guaranteed options for qualified borrowers.
Statewide coverage
Verified Regional Financing Activity guides for all 254 Texas counties.
Who rural lenders are (and how this directory helps)
Rural lenders focus on financing homes in rural and metro-fringe communities. Many shoppers specifically need USDA Active Lenders that participate in the Guaranteed loan program (SFHGLP). Those loans can offer $0 down for qualified borrowers on eligible properties, subject to income limits, occupancy, credit, and lender overlays.
RuralLenders.com is an independent advertising directory. We compile publicly listed USDA RD Active Lenders into a browsable list, pair them with 254 Texas county guides and HMDA-based Market Volume Insights, and offer an anonymous AI Matchmaker. We do not invent per-lender USDA county volumes, we do not sell consumer leads, and we are not affiliated with USDA.
Start with the directory, jump to Texas counties, ask the Matchmaker, or read our rural lenders guides. Lenders can advertise a Featured Partner Slot.
Texas county guides
Search any Texas county or browse metro fringe clusters. Each guide shows Market Volume Insights compiled from public federal sources, plus the full USDA Active Lender directory. Confirm property eligibility on the official USDA map. Figures reflect county-wide mortgage activity, not lender-specific USDA volumes, and can lag.
Search or select among 254 Texas county guides. No personal information is collected.
Browse by metro fringe cluster
Swipe county cards within each cluster. HMDA 2023 counts are county mortgage aggregates across all lenders, not USDA lender volumes.
Showing 254 of 254 counties
DFW fringe / North Texas
18 counties
North, east, south, and west fringe counties around the Dallas-Fort Worth metro.
Houston metro fringe
14 counties
Rural edge and fringe counties around Harris and the Houston metro.
Austin metro fringe
9 counties
Central Texas fringe counties around Travis and the Austin metro.
San Antonio fringe
10 counties
South Texas fringe counties around Bexar and the San Antonio metro.
Other Texas rural
203 counties
Remaining Texas counties outside the four metro fringe clusters.
Disclaimer: Market Volume Insights show county-level mortgage activity compiled from recently published federal mortgage registry data (HMDA). They are not lender-specific USDA volumes and do not rank RuralLenders directory entries. Data can lag.
Rural lenders directory preview
First 8 USDA Active Lenders (A-Z). No paid sponsors are live right now. Open any county guide for the full directory of 194 USDA listings. USDA list last updated September 30, 2026. Source: USDA RD Active Lenders.
- Visit website
1st National City Mortgage
DirectoryUSDA RD Active Lender (SFHGLP). National directory listing. Confirm current participation with the lender and USDA.
Listed on USDA Active Lenders (SFHGLP) (USDA Active Lenders directory)
- Visit website
50 50 Mortgage Inc
DirectoryUSDA RD Active Lender (SFHGLP). National directory listing. Confirm current participation with the lender and USDA.
Listed on USDA Active Lenders (SFHGLP) (USDA Active Lenders directory)
- Visit website
Academy Mortgage Corporation
DirectoryUSDA RD Active Lender (SFHGLP). National directory listing. Confirm current participation with the lender and USDA.
Listed on USDA Active Lenders (SFHGLP) (USDA Active Lenders directory)
- Visit website
Ace Mortgage
DirectoryUSDA RD Active Lender (SFHGLP). National directory listing. Confirm current participation with the lender and USDA.
Listed on USDA Active Lenders (SFHGLP) (USDA Active Lenders directory)
- Visit website
Acopia, LLC
DirectoryUSDA RD Active Lender (SFHGLP). National directory listing. Confirm current participation with the lender and USDA.
Listed on USDA Active Lenders (SFHGLP) (USDA Active Lenders directory)
- Visit website
Advance Mortgage And Investment CO
DirectoryUSDA RD Active Lender (SFHGLP). National directory listing. Confirm current participation with the lender and USDA.
Listed on USDA Active Lenders (SFHGLP) (USDA Active Lenders directory)
- Visit website
Alabama Home Mortgage Loans
DirectoryUSDA RD Active Lender (SFHGLP). National directory listing. Confirm current participation with the lender and USDA.
Listed on USDA Active Lenders (SFHGLP) (USDA Active Lenders directory)
- Visit website
Alcova Mortgage
DirectoryUSDA RD Active Lender (SFHGLP). National directory listing. Confirm current participation with the lender and USDA.
Listed on USDA Active Lenders (SFHGLP) (USDA Active Lenders directory)
| Lender | Placement | Volume indicator | Apply / Visit |
|---|---|---|---|
1st National City Mortgage USDA RD Active Lender (SFHGLP). National directory listing. Confirm current participation with the lender and USDA. | Directory | Listed on USDA Active Lenders (SFHGLP) USDA Active Lenders directory | Visit website |
50 50 Mortgage Inc USDA RD Active Lender (SFHGLP). National directory listing. Confirm current participation with the lender and USDA. | Directory | Listed on USDA Active Lenders (SFHGLP) USDA Active Lenders directory | Visit website |
Academy Mortgage Corporation USDA RD Active Lender (SFHGLP). National directory listing. Confirm current participation with the lender and USDA. | Directory | Listed on USDA Active Lenders (SFHGLP) USDA Active Lenders directory | Visit website |
Ace Mortgage USDA RD Active Lender (SFHGLP). National directory listing. Confirm current participation with the lender and USDA. | Directory | Listed on USDA Active Lenders (SFHGLP) USDA Active Lenders directory | Visit website |
Acopia, LLC USDA RD Active Lender (SFHGLP). National directory listing. Confirm current participation with the lender and USDA. | Directory | Listed on USDA Active Lenders (SFHGLP) USDA Active Lenders directory | Visit website |
Advance Mortgage And Investment CO USDA RD Active Lender (SFHGLP). National directory listing. Confirm current participation with the lender and USDA. | Directory | Listed on USDA Active Lenders (SFHGLP) USDA Active Lenders directory | Visit website |
Alabama Home Mortgage Loans USDA RD Active Lender (SFHGLP). National directory listing. Confirm current participation with the lender and USDA. | Directory | Listed on USDA Active Lenders (SFHGLP) USDA Active Lenders directory | Visit website |
Alcova Mortgage USDA RD Active Lender (SFHGLP). National directory listing. Confirm current participation with the lender and USDA. | Directory | Listed on USDA Active Lenders (SFHGLP) USDA Active Lenders directory | Visit website |
Crawlable USDA Active Lender names (A-Z sample)
Server-rendered sample of 60 Active Lender names from the compiled directory of 194. Open any county guide for the full table and outbound links.
- 1st National City Mortgage
- 50 50 Mortgage Inc
- Academy Mortgage Corporation
- Ace Mortgage
- Acopia, LLC
- Advance Mortgage And Investment CO
- Alabama Home Mortgage Loans
- Alcova Mortgage
- Allied Mortgage Group, INC.
- Allsource Mortgage INC
- American Bank of Oklahoma
- American Financial Network, INC
- American Financial Resources, LLC
- American Home Lending USA LLC
- Amerifirst Financial Corporation
- Ameris Bank
- Ameritrust Mortgage Corporation
- Amres Corporation
- Ark-La-Tex Financial Services, LLC DBA
- Assurance Financial Group, LLC
- Atlantic Bay Mortgage Group LLC
- Azalea City Mortgage
- Bancorpsouth Bank
- Bank Independent
- Bank of England
- Bank Of Frankewing
- Bank of Little Rock Mortgage
- Bankfirst Financial Services
- Banksouth Mortgage Company LLC
- Bay Equity, LLC
- Bayshore Mortgage Funding, LLC
- Better Mortgage
- Blue Ridge Bank, N.A.
- Boxcar Mortgage Llc dba Highland Mortgage
- Cadence Bank
- Calcon Mutual Mortgage, LLC
- Caliber Home Loans, INC.
- Capital City Home Loans LLC
- Cardinal Financial Company, LP
- CB&S Bank INC
- Centennial Bank
- Churchill Mortgage Corporation
- CIS Financial Services, INC
- Citizens Bank & Trust
- Classic Home Mortgage
- Click N' Close, INC.
- CMG Mortgage, INC
- Colony Bank
- Community Bank of Mississippi
- Community Mortgage Corp
- Coosa Valley Mortgage
- Cornerstone Capital Bank
- Covington County Bank
- CrossCountry Mortgage
- Das Acquisition Company, LLC
- Delmar Financial Company
- Dhi Mortgage Company
- Direct Mortgage Loans, LLC
- Diversified Mortgage Brokerage
- DSLD Mortgage LLC
Showing sample only. Open a county guide for the full USDA Active Lender directory.
Rural lenders FAQ
- What are rural lenders?
- Rural lenders are mortgage lenders oriented toward rural purchase financing. Here that often means USDA Active Lenders in the Guaranteed (SFHGLP) program, presented with Texas county guides. We are not a lender and not USDA.
- How do I use the USDA Active Lender directory?
- Use the preview above or open any county guide for all 194 compiled Active Lender rows. Confirm the property on the official USDA map, then contact lenders directly. List last updated September 30, 2026.
- Does RuralLenders.com sell consumer leads?
- No. Private lookup by design. No consumer lead forms for name, email, phone, or SSN. Lenders advertise via flat-rate Featured Partner slots.
- What are Market Volume Insights?
- County-level HMDA mortgage aggregates across lenders. Not USDA-specific volumes and not per-lender rankings. Federal data can lag.
- How do lenders advertise here?
- Request a Featured Partner Slot on the Advertise page. Sponsored placements are labeled and are not endorsements.